How do I help financial institutions manage the legal issues that arise throughout the lending process?
For nearly four decades, I’ve helped banks and financial institutions address even the thorniest issues that can arise when loans are made, modified, challenged or placed under stress. I’ve seen just about every problem a bank or loan could have. I think that, combined with good service and a practical understanding of how legal decisions affect my clients’ businesses, is why my clients keep asking me back.
Representing banks and financial institutions in lending, workouts and litigation
Joel represents national banking associations, state-chartered banks, trust departments and other financial institutions in lending transactions, workouts, restructurings, creditor rights matters and litigation. His practice involves the full range of issues that arise during the lending relationship, including loan documentation, modifications, distressed or problem loans, collection matters and disputes involving financial institutions. He also represents banks and lenders, including trust departments, when they face litigation, helping them address claims and protect their interests when loan relationships become contentious.
Helping lenders address changing risks in commercial lending
Joel regularly advises clients on regulatory developments and issues affecting commercial lending. He monitors changes affecting financial institutions and helps clients evaluate how broader economic and regulatory trends—for example, in commercial real estate—may affect their lending practices and loan portfolios. His work involving oil and gas lending also gives him insight into how changes in commodity prices and asset values can affect collateral and lending decisions.
Applying decades of insight and experience to modern lending problems
Since beginning his practice in 1985, Joel has handled a wide range of complex issues involving banks and financial institutions. That experience allows him to anticipate issues before they become larger problems. Many of his client relationships are longstanding, reflecting the value clients place on having counsel who sees the practical challenges and can help find workable solutions.


